How to Buy Land or Property in Nicaragua

Before purchasing property, it is essential to know the country:
Travel, learn the language, meet locals, and understand the culture.
Once you find an area you like, explore it by car and look for “For Sale” signs.

Working with a local friend is highly recommended. Foreign accents often result in higher prices. Always visit the property and negotiate based on local market values.

Although a tourist cannot register a car in their own name, they can legally buy land or a house in Nicaragua. This is how the law works.

Finding Property / Land

  • Roadside and neighborhood listings
  • Classified websites such as casanica.com and encuentra24.com
  • Beach areas like Masachapa and Pochomil (nicasas.com)

Documents Required Before Purchase

  • Escritura publica – Title deed
  • Libertad de gravamen – Certificate of liens
  • Cédula – Owner’s ID
  • Plano catastral – Survey plan
  • Certificado Historia – 30-year ownership history
  • Solvencia municipal –Municipal tax clearance
  • Agua/Luz Facturas pagadas – Water / Electrity Paid invoices (Water: Enacal / Electricity: Union Fenosa…)

The Lawyer

A lawyer is required to draft the ownership deed. Always ensure the real purchase price is declared. Hire your own lawyer to protect your interests.

Choosing the Right Lawyer

  • Use trusted recommendations
  • Agree on a fixed total fee
  • Put everything in writing
  • Keep part of the payment until registration is complete

Steps After Purchase

  1. Register the property
  2. Obtain cadastral certification
  3. Pay national and municipal taxes
  4. Register with the municipality
  5. Transfer utilities

Final Advice

Administrative processes take time. Be patient, stay organized, and remember that when done correctly, property ownership in Nicaragua is legal and secure.